David M Ogaro
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Founder, CEO, CTO, Principal Solutions Architect. · ReconRails · 2026

Fintech Platform Build

Fintech Platform Rebuild
TypeScriptPostgreSQLAWS

Reconciliation & settlement automation for fintechs, PSPs, SACCOs, and banks.

Ingest transaction and settlement data from many heterogeneous rails, normalise it into one canonical model, match it across sources with explainable, reproducible rules, surface and resolve the breaks, and produce trustworthy settlement, assurance, and audit outputs.

Why the stack looks the way it does

Customers split into two deployment camps with opposite needs:

  • Banks want it on-prem / in-country, inside their own security perimeter.
  • Fintechs, PSPs, SACCOs will take multi-tenant SaaS.

Every component is therefore self-hostable, containerised, and built on open-source data stores with no hard dependency on a single cloud's proprietary services. Portability is a sales requirement, not a preference.

https://reconrails.com/